Free accounting and invoicing for as long as you want it. Processing fees apply only when a customer actually pays you.
For getting paid and keeping clean books.
For businesses that want the bookkeeping automated.
or $190 a year — two months free
Charged per transaction on both plans. Nothing is charged if nobody pays.
| Payment method | Rate |
|---|---|
| Visa, Mastercard, Discover | 2.9% + 60¢ |
| American Express | 3.4% + 60¢ |
| Bank payment (ACH) | 1% — $1 minimum |
| Chargeback | $15 |
Payouts reach your bank in about two business days. Approval is subject to identity verification and a credit review.
An optional add-on when you start hiring.
| Service | Price |
|---|---|
| Base fee, tax service states | $40 / month |
| Base fee, self service states | $20 / month |
| Per active employee or contractor | $6 / month |
Yes. Starter has no monthly fee and no invoice limit. You are charged only the processing fee when a customer pays an invoice online.
No. Card network rules restrict surcharging to certain merchant categories, so Munshy does not offer it.
You will be notified with the reason and given a window to submit evidence. The disputed amount and a $15 fee are held until the bank decides.
Any time. Your data stays and your account returns to Starter at the end of the billing period.